18400 Von Karman Avenue, Suite 400, Irvine, CA 92612

949.623.1787
Client Login
Freedom Planning & Wealth Advisors Home
Freedom Planning & Wealth Advisors Home
  • Home
  • Our Team 
    • Kimberly Thomas, MBA, CFP®, CRPC®, CRPS®
    • Richard Graciano, CRPS
    • Teri Zapatka
    • Michelle Martian
    • Our Philosophy
  • About Us 
    • Wider Support Network
    • The CFP Difference
    • Services
    • Useful Links
  • Employer Plans
  • Calculators
  • Resource Center 
    • Retirement
    • Estate
    • Investment
    • Insurance
    • Tax
    • Money
    • Lifestyle
    • Glossary
    • Tax Resources
    • Estate Management Checklist
    • Traditional vs. Roth IRA
    • Long-Term-Care Needs
    • Retirement Income and the Traditional Portfolio
  • Make an Appointment
Client Login

Surprises

Making the most of surprises is a great reason to work with us.

Have A Question About This Topic?

Thank you! Oops!

Related Content

Your Changing Definition of Risk in Retirement

Your Changing Definition of Risk in Retirement

A change in your mindset during retirement may drive changes to your portfolio.

Understanding Equity Compensation

Understanding Equity Compensation

Net Unrealized Appreciation and how it affects tax responsibilities.

Retirement Seen Through Your Eyes

Retirement Seen Through Your Eyes

What's your vision of retirement?

Contact

Office: 949.623.1787

18400 Von Karman Avenue

Suite 400

Irvine, CA 92612

Kim.Thomas@FreedomPWA.com

Quick Links

  • Retirement
  • Investment
  • Estate
  • Insurance
  • Tax
  • Money
  • Lifestyle
  • Latest Articles
  • All Videos
  • All Calculators

Osaic Form CRS

Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

Kim Thomas: California Insurance License #0E08872

Securities and investment advisory services offered through Osaic Wealth, Inc, member FINRA/SIPC. Osaic Wealth, Inc is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.

Osaic Wealth, Inc and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances.

*Associated persons of Osaic Wealth, Inc who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.


CRN-5650036-042623